<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Daily Dosh &#187; Debt/Credit</title>
	<atom:link href="http://dailydosh.net/category/debtcredit/feed/" rel="self" type="application/rss+xml" />
	<link>http://dailydosh.net</link>
	<description>Because it&#039;s Your Money</description>
	<lastBuildDate>Thu, 07 Jan 2010 16:11:36 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Ways To Improve Your Credit Score After Bankruptcy</title>
		<link>http://dailydosh.net/ways-to-improve-your-credit-score-after-bankruptcy/</link>
		<comments>http://dailydosh.net/ways-to-improve-your-credit-score-after-bankruptcy/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 16:11:36 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bankrupt]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[lender]]></category>

		<guid isPermaLink="false">http://dailydosh.net/?p=54</guid>
		<description><![CDATA[As you will well be aware, when you become bankrupt you end up with serious credit problems.  Some people think that being bankrupt is the end when it comes to credit ratings but it doesn&#8217;t have to be this way.  There are a number of different tips and tricks that people who are bankrupt can [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/ways-to-improve-your-credit-score-after-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Get Rid of Credit Card Debt Fast</title>
		<link>http://dailydosh.net/how-to-get-rid-of-credit-card-debt/</link>
		<comments>http://dailydosh.net/how-to-get-rid-of-credit-card-debt/#comments</comments>
		<pubDate>Wed, 30 Jan 2008 13:52:45 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt reduction]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/how-to-get-rid-of-credit-card-debt/</guid>
		<description><![CDATA[When dealing with credit card debt you really need to take a deep breath and look at your situation with a fresh perspective.  It can seem as overwhelming as climbing Mount Everest but it really needn&#8217;t be that painful.  There are a number of things you can do to solve your problems.  The most obvious [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/how-to-get-rid-of-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How Inflation Affects Interest Rates and Your Finances</title>
		<link>http://dailydosh.net/inflation-and-interest-rates/</link>
		<comments>http://dailydosh.net/inflation-and-interest-rates/#comments</comments>
		<pubDate>Tue, 22 Jan 2008 17:46:10 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>
		<category><![CDATA[borrowing]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[inflation]]></category>
		<category><![CDATA[interest rates]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/inflation-and-interest-rates/</guid>
		<description><![CDATA[Inflation is what makes your money of today worth less tomorrow.  Borrowers find borrowing money more attractive but it&#8217;s less attractive for lenders.  This is why lenders raise their interest rates because they know that the dollars people pay next month are worth less than the money they loan today.
This turns into a vicious cycle.  [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/inflation-and-interest-rates/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is the Correct Amount of Debt for You?</title>
		<link>http://dailydosh.net/correct-amount-of-debt/</link>
		<comments>http://dailydosh.net/correct-amount-of-debt/#comments</comments>
		<pubDate>Fri, 11 Jan 2008 14:57:28 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/correct-amount-of-debt/</guid>
		<description><![CDATA[Each and every one of has is in a different financial situation so there is no definable &#8220;correct&#8221; amount of debt.  Luckily there are a few guidelines for those who may be unsure.  Some people are better at financial planning than others.
Lenders are Taking a Risk &#8211; Lending companies will lend you as much as [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/correct-amount-of-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Equity Loans: Pros and Cons</title>
		<link>http://dailydosh.net/home-equity-loans-pros-and-cons/</link>
		<comments>http://dailydosh.net/home-equity-loans-pros-and-cons/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 15:51:53 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/home-equity-loans-pros-and-cons/</guid>
		<description><![CDATA[For many people looking for a loan, obtaining a home equity loan is the option to go for.  However there are few things you should be aware of before committing yourself to any decision.
Before explaining the pros and cons, let&#8217;s look at what a home equity loan actually is.  Basically it is a way to [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/home-equity-loans-pros-and-cons/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Reduction &#8211; Snowball Method</title>
		<link>http://dailydosh.net/debt-reduction-snowball-method/</link>
		<comments>http://dailydosh.net/debt-reduction-snowball-method/#comments</comments>
		<pubDate>Mon, 03 Dec 2007 18:11:07 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>
		<category><![CDATA[dave ramsey]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt reduction]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[snowball method]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/debt-reduction-snowball-method/</guid>
		<description><![CDATA[So you&#8217;re looking to reduce you total/monthly re-payments?  The initial thought is to pay down the debts.  This is not easy and some find the situation hopeless.  One method that can be used in the &#8220;snowball method&#8221;, a term coined by Dave Ramsey.
On the whole this technique is pretty simple.  List [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/debt-reduction-snowball-method/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Low Interest Credit Cards Worth It?</title>
		<link>http://dailydosh.net/are-low-interest-credit-cards-worth-it/</link>
		<comments>http://dailydosh.net/are-low-interest-credit-cards-worth-it/#comments</comments>
		<pubDate>Mon, 03 Dec 2007 14:28:37 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/are-low-interest-credit-cards-worth-it/</guid>
		<description><![CDATA[It may seem that credit cards can be both saviour and destroyer but ultimately you should view them purely as a tool.  Of course, how you choose to use them is up to you.
Handy Tool &#8211; If used properly they can come in very handy, they can be used for online shopping where you [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/are-low-interest-credit-cards-worth-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do You Need a Debt Counselor?</title>
		<link>http://dailydosh.net/do-you-need-a-debt-counselor/</link>
		<comments>http://dailydosh.net/do-you-need-a-debt-counselor/#comments</comments>
		<pubDate>Sat, 01 Dec 2007 17:43:08 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://www.dailydosh.net/do-you-need-a-debt-counselor/</guid>
		<description><![CDATA[Everyone has different attitudes toward debt.  Some people accept it and think it&#8217;s normal whilst other people find it embarrassing.  Whatever type you are you should always seek professional advice.  For some people this is a debt counsellor.
Debt counsellors receive special training to help those in a difficult financial situation.  They [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/do-you-need-a-debt-counselor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation – Pros and Cons</title>
		<link>http://dailydosh.net/debt-consolidation/</link>
		<comments>http://dailydosh.net/debt-consolidation/#comments</comments>
		<pubDate>Mon, 26 Nov 2007 17:09:56 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://dailydosh.net/debt-consolidation-%e2%80%93-pros-and-cons/</guid>
		<description><![CDATA[Are you one of those people who have found that they have more debt than you can afford to pay each moth?  Many people in this situation find themselves in a downward spiral.  Often people are late in paying and so get hit with high late payment charges which only adds to the [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/debt-consolidation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Collectors:  How to Deal with Them and Get a Better Deal</title>
		<link>http://dailydosh.net/debt-collectors/</link>
		<comments>http://dailydosh.net/debt-collectors/#comments</comments>
		<pubDate>Thu, 22 Nov 2007 13:06:08 +0000</pubDate>
		<dc:creator>Daily Dosh</dc:creator>
				<category><![CDATA[Debt/Credit]]></category>

		<guid isPermaLink="false">http://dailydosh.net/debt-collectors/</guid>
		<description><![CDATA[To say debt collectors knocking at your door, phoning you day and night or sending you threatening letters can be intimidating and stressful is the understatement of the century.  Luckily there are forms of protection and techniques you can use to deal with them.
The Fair Debt Collection Practices says that debt collectors can&#8217;t phone [...]]]></description>
		<wfw:commentRss>http://dailydosh.net/debt-collectors/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
